Beyond Insurance is a
South African insurance
group that provides the full infrastructure of an insurer.
Delivered to product owners and distribution partners.
Need help as a Policyholder?
Managing Policies and Submitting Claims.
To lodge a claim email:
For general queries email:
For any queries relating to your personal information please email:
To submit a complaint please email:
The Structure
Every partner who joins Beyond Insurance plugs into this structure from day one.

01
Beyond Partnerships
Cell owner (holds the cell captive license)

02
Beyond Intermediary Service
Licensed selling and administration FSP

03
Beyond Financial Services & Administration
Licensed administration FSP

04
Beyond FSP Services
Licensed FSP providing services for partners in need of regulatory infrastructure

05
InsureTech Architects
Providing Actuarial pricing, modelling and product development
Four Core Services
Beyond Insurance provides four core services, delivered through licensed entities within the group.
01
Selling and Servicing
through Beyond Intermediary Services
02
Full Suite: Product Admin & Claims
through Beyond Financial Services and Administration
03
FSP Services
THROUGH BEYOND FSP SERVICES
For partners who need their own regulatory infrastructure.
04
Partnerships
THROUGH BEYOND PARTNERSHIPS
Working with entrepreneurs, distribution partners and portfolio brands, providing access to specialised technical services including reinsurance.
Specialist Services
A multitude of specialist services across the full insurance value chain, available individually or as a fully
managed back-end partnership.
managed back-end partnership.
Product & Actuarial
01
Working with the cell captive provider to assist with:
- Product design, pricing, modelling & approvals
- Turnkey, ready-to-embed product solutions
- Bi-annual valuations & performance insight
- Alternative funding for new business strain
Capital & Reinsurance
02
Working with the cell captive provider to assist with:
- Reinsurance sourcing, including financial reinsurance
- Balance sheet & cash optimisation
- Statutory capital management & licence alignment
- Reinsurance administration & accounting
Cell & Licence Structuring
03
Working with the cell captive provider to assist with:
- Cell divisions as an interim solution, with your own cell as the goal
- Book transfers
- Company structuring
- Deal-making & corporate action support
Administration & Accounting
04
Working with the cell captive provider to assist with:
- Cell & cell division accounting
- Cell profit share & dividend programmes
- Product administration
- Policy & benefit administration
- Collections & premium reconciliations
Operations & Servicing
05
Working with the cell captive provider to assist with:
- Regulatory returns & insurance bordereaux
- Claim administration & client care support
-
Binder & outsource holder support.
Selling & Servicing systems development
Distribution & Governance
06
Working with the cell captive provider to assist with:
- FSP licence support & selling FSP services
- Legal & compliance support, including legal opinions
- Sales, distribution & marketing support
- Board & committee representation & governance
Why Beyond
Beyond Insurance provides four core services, delivered through licensed entities within the group.
Experience
14+ Years in Insurance
Built by operators who have actively sold, run and scaled insurance books.
INFRASTRUCTURE
Licensed Cell Infrastructure
Our infrastructure runs through a licensed cell captive facility with access to a reinsurance panel.
Pedigree
The Same Team That Built Capital Legacy
Born of the team behind Capital Legacy, the wills-and-estates business Alex Simeonides launched in 2012.
Access
A Senior Team, Hands-On
A small group our partners work with directly, backed by wider actuarial, legal, compliance and technology expertise.
Alignment
Founder-Led, Partner-First
A house of brands, each one going somewhere. We measure success by our partners' growth, and structure our commercial terms to reward it.
How Beyond Works
Beyond is built for partners who want to own their future.
We started Beyond because there was no insurance home built for partners who want to grow and eventually own their own book, rather than rent someone else's pipes indefinitely.
Our mission is simple: make the full infrastructure of an insurer available quickly, on fair terms, to partners who are serious about building something lasting.
Founder – Alex Simeonides
BEYONDENGINE
Product
Capital
Operations
Distribution
Active infrastructure
Let's go beyond, together.
We would welcome the opportunity to discuss how a partnership with
Beyond could work for you.
Beyond could work for you.